If you own a business, you need to have it all covered with commercial business insurance. You never know when an accident could happen. Without the right kind of coverage, it means you could be permanently out of business if you are found liable.
With any business, especially with larger ones, there often are many things for which you could be found liable. If a visitor falls and breaks a leg, or one of your drivers hits a parked car, etc., it is going to cost you and your company. With the right kind of coverage, general property insurance and liability, your insurance company would pay much of the bill for you.
Another potential risk is from employees who may be injured on the job. It is possible, in some cases, that an employee could be permanently injured or ill at work and need a lifetime income. Workers compensation can protect you from these kind of expenses.
Coverage such as business continuation insurance can enable your business to keep on going, too. If your building is damaged or destroyed, this coverage will enable you to restart immediately at a new location, with new equipment and even payroll. Without it, your business may be over.
The Yuma Foothills Insurance company in Yuma, AZ, is ready to talk to you about your needs for commercial insurance. We have been in business for 25 years and can help you determine exactly what will best help you. We also sell life, auto, trucking, and home insurance to provide you with complete protection.